Model the tax position before the year closes.
Build a current-year tax projection from income, withholding, estimated payments, deductions, credits, and state exposure. Use the projection as the baseline for later Decision Records.
Decision Preview shows the modeled position. Decision Record preserves it. PRISM is non-advisory by design.
The position is forming whether or not anyone is modeling it.
— Income changed mid-year
— Withholding stopped tracking liability
— Estimated payments are uncertain
— A material event reshapes the year
— Year-end position is unclear
— A second state, RSU lot, or sale appears
Projection is the baseline. Every other workspace reads from it.
Equity, capital, entity, retirement, global, and PRISM Notice all read the modeled projection year and add their domain-specific tax effects on top. The shared projection keeps every workspace honest with the others.
The full modeled tax year, at the level of the actual drivers.
A Decision Record turns the preview into something you own.
— Modeled inputs and assumptions
— Selected scenario
— PRISM Core output
— Modeled consequences and confidence
— Statute references
— Uncertainty drivers
— Provenance timestamp
— Staleness triggers
Decision Records freeze modeled consequences at save time.
See it now. Preserve it when it matters.
A Decision Preview is transient. A Decision Record is owned, versioned, and re-runnable as inputs change.
Once the year closes, the position is no longer negotiable.
PRISM exists for the modeled window before that becomes true.
Something changed this year?
A new job, investment, business income, retirement distribution, stock transaction, move, or other change can alter the tax picture.
Let's look at what changed.